An Overview of Contract Law

The Extraordinary Importance of Contract Law:
Contract law lies at the heart of our system of laws and serves as the foundation of our entire society. This is not an exaggeration. It is a simple observation – one that too often goes unobserved.

Our society depends upon free exchange in the marketplace at every level. Contract law makes this possible. Exchanges in the marketplace always depend upon voluntary agreements between individuals or other “legal persons”. Such voluntary agreements could never work without contract law.

Contract law serves to make these agreements “enforceable”, which usually means that it allows one party to a contract to obtain money damages from the other party upon showing that the latter stands in breach.

Without contract law, these voluntary agreements would instantly become impractical and unworkable. Since such agreements lie at the very heart of our society and economy, and since they depend upon contract law, it is no exaggeration to say, as I have just done, that “contract law lies at the heart of our system of laws and serves as the foundation of our entire society.” Those were the very words that I used to begin this essay.

Stated more precisely, it is our system of contract law that underpins and makes possible the many private, voluntary agreements by which exchanges of goods and services are accomplished in our society at every level. No exchange is exempt from the contract law, which indeed can be rightly called the cornerstone of marketplace civilization.

In this article, I will briefly explain the different types of contracts that can be made, paying special attention to the common problems that arise in their formulation. I will also discuss how contracts are enforced or avoided, and how a wronged party to a contract can obtain recompense and other relief from the wrongdoing party. I will explain the principle of good faith, which in California is known as the “covenant of good faith and fair dealing”, and which has been too often overlooked by commentators and practitioners alike.

I do not aim to provide a comprehensive explanation of all the theoretical and practical difficulties. This is an overview, not an exhaustive treatise. Sometimes the overview will better help the reader understand the essential points, or the “forest” if you will, while the treatise is better for explaining the many intricacies and complexities that can be rightly called the “trees” of contract law.

Definition of a Contract:
A contract is nothing other than a voluntary, private agreement to exchange valuable things. It most often is an exchange of valuable promises. For example, a home-buyer might promise to pay $250,000 to the seller, who in exchange promises to deliver unencumbered title to the buyer.

Good Faith and Fair Dealing:
Most exchanges are straightforward matters that are self-executing and done without any problem at all. When I buy a cup of coffee at my local cafe (which I have just done so that I may enjoy it while I compose the present essay on my laptop), the cafe and I have made a self-executing exchange, which we have done without a hitch.

Ditto, if I buy a book at the local bookstore or have my car washed at the local car-wash. Ditto again, if I purchase airplane tickets from a travel agent, or have my house painted, or have my teeth cleaned at the dentist’s office.

Fortunately, most exchanges are performed on the spot to everyone’s satisfaction. Were this otherwise, our society and general commerce would soon become choked by controversy and disputes. Thus it may be said that our system depends above all on the good faith and honesty of our people. Indeed, the principle of “good faith” is central to contract law.

Every contract made or performed in California is said to include an implied-in-law covenant of good faith and fair dealing, by which each party to the contract agrees to act in good faith and deal fairly with the other. This has been construed to mean that one party to a contract should not try in bad faith to cheat the other party of the benefit of the bargain made by the contract.

Inevitable Complications and Controversies:
While most exchanges are performed without incident, not all of them are, as we all know. This is true even in the simplest of matters (e.g., the sale of a cup of coffee) and is even more likely in a complicated transaction (e.g., the financing, delivery, and insurance of commercial aircraft for an overseas company over a thirty-year term).

Let us take a simple example first. I will list only a few of the problems that might arise from a simple contract for a one-time sale of a single box of tomatoes. If you offer to give me $10 for a carton of tomatoes that I have sitting on a table behind me, and if I agree to accept it as payment in full for the tomatoes, we have made an oral contract that we can perform on the spot: You hand me the $10 bill, and I give you the carton. Nothing more simple or straightforward, right? But what if you discover that my tomatoes were too ripe when you bought them, and that they all go rotten within two hours of the purchase? What if I take your $10 bill, but then refuse to give the box of tomatoes, telling you to “beat it, scram, or else you’ll get hurt!” What happens if your $10 bill turns out to be counterfeit, or if you take the tomatoes but refuse to pay, or pay with a check that you later cancel or that is returned unpaid by the bank? What if the carton breaks while you are carrying it, and all the tomatoes fall to the ground and are ruined? What if you needed these tomatoes for the dinner you meant to make for your boss, who, in disappointment, decides not to give you the promotion he had earlier discussed with you? My point is only that problems can and often do arise in even the simplest, easiest exchanges.

In more complicated transactions, the possible difficulties are varied and sometimes difficult for the parties even to envision at the outset, much less address in an intelligent, orderly manner. Let’s consider one such example. Suppose a large American company makes a contract with a large foreign company by which it becomes obliged to design, deliver, and insure an entire generation of commercial aircraft over a thirty-year period. The possible complications might take me literally years to ponder, list, analyze, and explain. It could take a decade or longer for feuding teams of lawyers in several countries to sort out the possible complications that might arise.

To avoid such controversy, which results in burdensome attorney’s fees and an equally burdensome devotion of attention and effort that could be better employed in more constructive endeavors, it is necessary to have a proper contract in place at the outset: If the exchange is to be done on the spot and simultaneously, a written contract need not be used, but the parties should either reasonably trust one another’s good faith or have an exact understanding of the exchange before they undertake it. If the exchange cannot be performed in full on the spot, there should be a written contract to state the parties’ obligations and the essential terms of the exchange. A good written contract will also address at least the most likely complications that might arise, assigning responsibility for any such complication to a specific party in a specified manner.

A good written contract is one that clearly describes the exchange to be done and also addresses the possible complications that might arise during the performance of the exchange.

Different Kinds of Contracts:
I earlier provided a simple definition of a contract. Here is a more technical definition: A contract is a private compact, voluntarily made, by which the parties agree to exchange valuable things with one another. A contract comes into existence when (1) one party makes an offer that the other party accepts, and (2) the parties thereby agree to exchange valuable benefits on specified terms and conditions, with reasonably specific agreement on the price, place, time, the goods or services to be delivered, and the other essential terms of the exchange.

Posted in Law

Why A Legal Plan Is A Good Idea For Families With Teenage Drivers

Teenage drivers pose one of the greatest risks for automobile accidents. It is the main reason why including them on one’s auto insurance is so high. When its time to add your new driver to your car insurance policy, you may want to consider a legal plan as well. Based on how the averages stack up against your teenager, it could end up saving you several hundreds to thousands of dollars when its time to renew your insurance.

Remember that day when you passed your road test and was issued your first driver’s license? You probably had a smile that stretched from ear to ear and thought to yourself, -Oh, that special feeling of independence!- On the other hand, when your parents went to add you to their insurance policy, they discovered that they might have to finance that extra cost, because it was astronomical. Fast forward to today, and now your teenager is making that leap of independence, and you now know how your parents felt.

In fact, studies show that average cost of insurance for teenage drivers nearly doubles a family’s insurance premiums. Why? Because the risks are much higher when a teenage is behind the wheel. One of the most interesting facts about teenage drivers is that they are 3 times more likely to be involved in a fatal crash . Couple that with the law enforcement campaigns that seem to always net a higher percentage of speeding teenage drivers, and you begin to understand why the insurance companies charge such high premiums. Lets face it, the maturity of teenage drivers, on average, is lacking that of an experienced driver, which usually only comes with some years behind the wheel.

Don’t totally fret, because there are some insurance discounts for teen drivers. And even though they don’t make up for the sharp jump in insurance premiums, every little bit helps. For instance, if your teen gets good grades, that’s a plus. And just about all of the major auto insurance companies provide discounts when teens take a defensive driving course. Of course, make sure to inquire with your auto insurance for any discounts you might be entitled to.

And once you have added your teenage to the policy, its time to consider a family legal plan – one that offers legal representation in traffic court for moving violations – you know – tickets. As was mentioned earlier in this article, teenagers get traffic tickets at a much higher rate average. And as you know, when points come with that ticket, so does the promise of higher insurance premiums. This is where having an attorney represent your teenager, or even you for that matter, can make a big difference in the outcome of your court case. And when you consider that just 1 or 2 points on a teen’s driver record has the potential to raise a policy by several hundreds to several thousands of dollars, is there any wonder why participation in legal plans is starting to happen in huge numbers?

There are many types of legal plans in the market, so you will have to do a little research to find a company that has a plan to fit your families’ needs. Most basic plans cost less that $20 monthly. And they usually offer more than just motor vehicle moving violation coverage – with coverages like basic consultation, letter writing, contract review, wills, IRS Audit representation, law suits representation, and the likes. With all of these added benefits and potential savings, and a daily cost of less than a cup of coffee, a legal plan begins to make a lot of sense compared to the high cost of auto insurance.

In any case, now that you have a new driver in the family, adding legal protection is generally a good decision.

Gerard Cassagnol is a professional marketer of legal plans and identity theft plans for individuals, families, and small businesses. He has subscribed to a legal plan for more than 15 years and has been an advocate of affordable legal protection in the USA and Canada. For more information about Small Business Legal Protection, please got to FREE Insider Legal Protection Report . For more information about Identity Theft, including good tips to help protect you and your family, go to ID THEFT PROTECTION

Michigan Unemployment Benefits Made Easy

Michigan Unemployment Benefits Explained

The State of Michigan is facing tough times. With rising unemployment and the often complex unemployment benefits system, mistakes are being made and workers are wrongfully being denied their unemployment benefit payments. With new developments in unemployment laws and the federal stimulus package, unemployment benefits in Michigan are worth more than ever. For some beneficiaries, benefits can reach 72 weeks and nearly $30,000.

If an initial claim for unemployment benefits is denied, it is important for an unemployed worker to understand why they were denied, and what they can do to request a re-determination or appeal to protect their rights and get a proper and just determination. This article addresses the basic framework and is intended to help the Michigan unemployment applicant understand the process. In difficult situations, experienced legal representation may be essential.

The Unemployment Application Process in Michigan

During their first week of unemployment, unemployed workers are asked to visit the Michigan Unemployment Insurance Agencys website at: https://www.michigan.gov/uia, the website is available to file new unemployment claims Monday Saturday from 7am to 7pm. There is also a telephone option: 1-866-500-0017. Unless instructed otherwise by Unemployment Agency staff, applicants must register within two to three business days at their local Michigan Works! Agency to upload a resume to the Michigan Talent Bank.

First time applicants will receive in the mail the following items:

–A determination showing the amount of weekly benefits and the number of weeks they may receive based on the wages earned.
–A booklet with detailed information about their rights and responsibilities for unemployment benefits.
–If there is an eligibility issue with their claim, they will receive a separate notice.

The unemployment claim process starts with an initial determination by the Unemployment Agency as to whether the applicant is eligible. Provided the applicant was fully employed in an eligible job, the agencys determination is based on two questions: whether the separation from employment was voluntary and, if not, whether the employment termination was based on misconduct. The initial determination is a first look and is not often without mistakes.

Unfortunately, mistakes in the initial unemployment determination are common. The most common mistakes involve inappropriate assumptions about a resignation or overreaching claims of misconduct in employer challenges. Often, employers challenge the benefits based on general performance issues or tardiness, issues not considered to be misconduct under the unemployment law. Misconduct under the employment laws is meant to be a limited category related to outright theft, misrepresentation or workplace drunkenness, not generalized performance issues.

When it comes to voluntary termination of employment, mistakes are often based on assumptions when employees resign just to protect their record, when in fact, many employees resign only involuntarily and only because they have been told their job is ending. Such resignations are not voluntary under the Michigan unemployment laws and should not be used to deny benefits.

Basic Requirements for Michigan Unemployment Benefits

The Michigan unemployment agency looks at the unemployed workers earnings in the first four out of the past five completed calendar quarters to determine if they are eligible for benefit payments. If they do not qualify under the standard base period they will then be reexamined using the four most recent quarters called the alternate base period. There is one last section to determine qualifications that the unemployed worker will have to certify with the State of Michigan. According to the UIA website, To be eligible for unemployment benefits, you must be unemployed and able to, available for, and actively seeking suitable full-time work. Some may worry that if they left their previous employer by turning in a resignation that they would be exempt from unemployment benefits. Although initial unemployment determinations may result in a denial of benefits, the fact of a resignation should not result in a denial, if it is involuntary.

The Process for Unemployment Beneficiaries Explained

Once qualified with an approved claim, the unemployed worker must continually certify their unemployed status with the State of Michigan every other week. The unemployed worker is expected to report to the UIA through the use of the Internet or telephone using Michigans Automated Response Voice Interactive Network, (MARVIN). A scheduled MARVIN appointment is based on the last two digits of their Social Security number. To access MARVIN via the Internet, unemployment beneficiaries can visit https://www.michigan.gov/uia and select the UIA Online Services for Unemployed Workers link. A free UIA online account can be created. MARVIN can also be reached at 1-866-638-3993, to find out scheduled times, beneficiaries can visit https://www.michigan.gov/uia.

How Much Will Michigan Unemployment Beneficiaries Receive and How?

Once approved and certified, it is important to know how the UIA determines the amount of unemployment benefit payment and how to receive it. During the unemployment application process, the UIA will ask the unemployed workers to select a choice of payment through either a state issued debit card or direct deposit into their personal bank account. To determine the specific amount of benefit payments, the UIA staff multiplies the highest amount of wages paid in any base period quarter by 4.1%. For each dependant claimed, the UIA adds $6 per dependant up to five. Currently, the weekly benefit amount is capped at a maximum of $362.

To determine how many weeks of benefits are available to an unemployed worker, the UIA multiplies total base period wages by 43% and then divides that answer by a weekly benefit amount. The initial benefit cannot be less than 14 weeks or more than 26 weeks. However, many emergency changes to the process have resulted in a series of extensions for unemployment beneficiaries. For some, benefits may extend up to 72 weeks. The new federal stimulus package may also include subsidy for extended COBRA benefits for some beneficiaries.

Special Emergency Extensions Available to Michigans Unemployed Workers

In recent developments, the Federal Government has provided an extension of benefits under the Emergency Unemployment Compensation (EUC), which includes a 20 week extension upon the initial state benefit period. The second part of the EUC is an additional 13 week extension upon that. In addition, Michigan Governor Jennifer Granholm signed an extension benefit for an additional 13 weeks as of February 13th, 2009. Therefore, the total of available weeks of unemployment benefits that unemployed workers may receive would equal 72 weeks. The unemployment agency is responsible for notifying those eligible for the extensions when they are approaching the end of their initial claim.

What to Do If Michigan Unemployment Benefits are Denied or Challenged

The Michigan unemployment process is complex and has many layers. The agencys first decision is called a determination. After that the employer or the employee has 30 days to challenge the determination and request a redetermination. If either side is not satisfied, they are given an additional amount of time to request an appeal, to be heard by an administrative law judge at the unemployment agency.

For both sides, the appeal will be the first chance to present evidence and take testimony. After the appeal, challenges may go on to a board of review and then to Michigans court system. The biggest mistake people make is to give up on the process too early or to allow deadlines to pass. Employees often lose their rights sometimes worth over $20,000 simply by missing the deadlines. Sometimes, employers succeed by making continuous challenges and waiting for the employee to give up.

Other times employees may lose because they did not prepare for the appeal, or they are not adequately represented when they get there. When it comes to an appeal, many employees lose because they are not prepared to give testimony at the hearing or they are not represented. Simple steps can be taken to protect unemployment appeal rights. Unemployment advocates are available free of charge through the agency and some private employment attorneys are willing represent individuals in the unemployment process for a flat fee. Whatever they do, beneficiaries should never let their unemployment agency deadlines lapse with out seeking qualified legal advice.

Legal Uk Roof Overhang And Projection. Transport Ladders, Scaffolding Etc.

If you live in England, Scotland, Wales or Northern Ireland and need to transport ladders, scaffolding, canoes, tipi poles etc below are the official legal requirements.

They can be found on the VOSA – Vehicle and Operator Services Agency Operational Manual under Section 26.

Rear overhang

Less than 1 metre: No requirement

1m – 2m: Render clearly visable (ie- red ribbons, high vis vest, etc) “Clearly visible within a reasonable distance to a person using the road”

2m – 3.05: Rear marker board required:

Over 3.05 metres: 2 working days notice to the police must be given.

Projections and overhang to the front:

0 – 2m: No requirements

2m – 3.05: Front and side marker board.

Overhang above 3.05: 2 working days notice to the police:

What the VOSA manual doesnt specify is whether or not you can have a two metre front overhang and two metre rear overhang. We contacted VOSA and were informed that this was the case. Therefore, legally you can have a four metre total overhang without the need for a light board.

In practice however, if you have 3 metre mini and wish to carry seven metre ladders, whether you are legally entitled to carry them or not, this will look very unsafe so you will almost certainly get stopped (You may also need to consider the weight of your poles and the cars MAM – the weight it is allowed to carry)

If the size of the load you are carrying looks unsafe to you, chances are it will look unsafe to other road users and the police. A print out of the VOSA manual kept in your car or van to prove your load is within the law will certainly save you a lot of time if you are stopped.

Easton Fastpitch Softball Bats Stealth Clarity & Synergy

Before 1969 bat manufacturing was a pretty straight forward affair. That all changed when Easton released the first aluminum bat, a radical change in technology that launched the little known company into the limelight. Since then Easton has continued to innovate, with each item in their complete line of fastpitch softball bats, gloves and bags reflecting the careful consideration they give to functionality and technology. Their exclusive, patented technologies such as Carbon Nanotube (CNT), Vibration Reduction System (VRS) and Visual Composite Technology (VCT or Clarity), just to name a few; raise the bar in both functionality of a fastpitch softball bat and integrity of the game.

The Easton Clarity models, in particular, bring to the game a new era of bat integrity and performance. Its well known that once these composite bats are fully broken in they become more flexible and give more pop when hit. Although this is great for the individual user, it provides an unfair advantage in competition and is not allowed in league play. To counteract this, the various governing boards have set guidelines for bat usage; but until Clarity, there was no way to tell when a bat has been used beyond its legal limit. Clarity is an ultra-thin see through layer that encases the surface of the bat. This layer will start to develop tiny white cracks along the surface as the composite material starts to break down. By the time the bat is beyond legal usage it will be completely white, making it easier for Umps to determine the eligibility of the bat, thereby effectively maintaining the integrity of the ball game.

Of the Clarity models, the 2009 Easton Stealth Clarity is the most popular fastpitch softball bat around, and for good reason. The bat features ConneXion, the patented 2-piece technology that acts like a hinge and provides the most efficient energy transfer from handle to barrel. Also featured is CNT, a composite material that delivers both strength and flexibility, effectively lengthening the sweetspot. This combination of ConneXion and CNT make for a fast swinging bat with maximum head speed driving power into one of the longest hitting zones.

Another popular option is the Easton Synergy Clarity. This Easton fastpitch softball bat is also made of CNT, giving one of the longest hitting zones, but also features VRS (Vibration Reduction System) which eliminates vibration from hitting, making this one of the most comfortable bats to use. The Easton Synergy Clarity complies with all bat performance standards including ASA, USSSA, NSA, ISA, SSUSA, and ISF. Unlike the Easton Stealth Clarity, the Easton Synergy doesnt use ConneXion technology, delivering peace of mind to those who worry about breakage.